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Medicare Advantage

Medicare Advantage Insurance offers an Upgrade to Medicare

Your Medicare benefits have many gaps in coverage. Medicare Advantage serves as a replacement alternative that covers many of the gaps of Medicare and minimizes your exposure to financial liability.

A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits. If you're enrolled in a Medicare Advantage Plan, Medicare services are covered through the plan and aren't paid for under Original Medicare. Most Medicare Advantage Plans offer prescription drug coverage.

In many ways a Medicare Advantage works like a major medical plan, as such, there are many options. Depending on your selected plan, the added benefits you should enjoy over Medicare are:

  • Lowered costs – depending on your insurance carrier's network, providers may offer services at a lower cost than out-of-network physicians and hospitals
  • Flexibility – you can receive care from any doctor or hospital approved by Medicare that also accepts your carrier's payment conditions
  • Prescription drug coverage that meets or exceeds coverage offered by Medicare Part D
  • You pay a fixed copayment on a per visit basis for care from a physician or per day for inpatient care
  • No copayment for most preventive care, such as a cancer screening or immunization
  • Coverage for emergency care anywhere around the globe.

Given the vast number of options available to you, it is our counsel that you seek out the help of a licensed insurance professional to help you sort through the options. At qqBenefits, we stand ready to do just that.